Recovering Compensation After an Auto Accident
Injured Murfreesboro Motorists Have Several Options after an Automobile Accident
Without a doubt, a serious motor vehicle accident is one of the most devastating occurrences that many people ever endure. Total loss of control of an automobile can occur in an instant, whether through an error in one’s own driving judgment, or as the result of another driver’s reckless or careless driving. When an accident has occurred, a simple review of the circumstances often provides strong indication of which driver caused the wreck—the presence of stop signs or traffic signals at the scene, or the post-crash condition of the vehicles involved. However, even when a driver or vehicle passenger has clearly been injured as the result of careless of reckless driving, the process of seeking compensation for those injuries is often not as simple.
An average of two Tennessee drivers die in automobile accidents each day, and the annual fatality rate in Rutherford County is often, unfortunately, one of the highest in Tennessee. Surviving drivers can sustain injuries ranging from:
- Scrapes and cuts—even severe bruising caused by seatbelt restraint can require hospitalization
- Broken bones
- Soft tissue injuries to muscles, tissues and ligaments, such as whiplash
- Arm or leg injuries, including loss of limb
- Brain injuries
- Permanent disability, such as paralysis or chronic back conditions
In addition, these wrecks can be triggered by a wide variety of factors. Some of the more common causes include:
- Driving too fast, overaggressive driving, or failing to observe unsafe traffic conditions such as construction zones or severe weather settings.
- Driving while under the influence of alcohol, drugs or other medication
- Driving with a restricted or suspended driver’s license
- Driving a car which has been poorly maintained
- Distracted driving, such as driving while texting or talking on a cell phone.
In addition, serious accidents can occur for reasons beyond the control of either driver, such as defective auto parts or tires, or unsafe road conditions. Such outside factors can also factor into a determination of fault.
Having established liability against another driver, Tennessee residents then have several possible options.
- Recovering compensation under the at-fault driver’s insurance policy by filing a third party claim;
- Recovering compensation under their own insurance policy. As Tennessee is not a “no fault state”, there is no requirement (as in a “no-fault state”) limiting an injured driver’s ability to seek recovery from a negligent driver. Under such circumstances, an insurance company paying such compensation is then entitled seek reimbursement under the policy of the at-fault driver
- Filing a complaint in a Murfreesboro civil court against the at-fault driver.
Given all of these variables, it can be tricky to determine your best course of action on your own what. Insurance policies can be confusing, and dealing with insurance companies can be tricky. In addition, you may not be aware of every type of compensation which might be available to you, such as spouse’s damages.
The knowledgeable Murfreesboro accident attorneys at Kidwell, South, Beasley and Haley handle thousands of cases involving injuries resulting from automobile accidents. We are dedicated to reviewing the facts of each individual injury, and determine the best course of action for each injured client. Trust our experience in dealing with insurance companies in pursuit of compensation solutions. To speak with a Tennessee accident attorney regarding your injuries, we urge you to contact us today at 615-893-1331 for a free consultation.