File a Workers’ Comp or Injury Claim?
If I was Injured at Work, Should I File a Workers’ Compensation or Personal Injury Claim?
Murfreesboro injury attorneys explain the differences between the case types
If you are injured at work, you are likely entitled to payment through workers’ compensation insurance – a type of insurance that most employers are required to carry to protect their workers. Workers’ comp covers the cost of your medical bills, some lost wages, and some other expenses. But if you are injured at work, you might also be able to file a personal injury claim. Sometimes, you can file both claims, and sometimes, it is better to file one type of claim over the other. You should talk with a Murfreesboro injury attorney at Kidwell, South, Beasley, and Haley to find out the best strategy for pursuing compensation for your injuries. However, here’s a quick glance at how these two types of claims differ:
Workers’ compensation claims can be filed by any worker who is injured while on the job. Typically, fault does not have to be shown, though there are some exceptions. Workers can receive benefits if their employer was at fault, another worker, or even a customer. It works like health insurance – you get sick and your doctor’s visit is covered. You get hurt, and your medical bills are covered. At least, that’s the theory.
Personal injury claims are filed against those who are considered to be at fault in an accident. You might be able to file a personal injury claim if you are injured at work if, for example, you are using a piece of machinery that was poorly made. You might be able to sue the manufacturer. Or you could file a claim against the cleaning company that left the sidewalks slippery, leading to your fall. Or you could file a claim against the dog owner who let their dog wander onto the property and bite you. There are many instances that might qualify, so you need to talk with one of our Murfreesboro injury attorneys to understand how the law would treat each case.
The first step toward getting the compensation you deserve is consulting with one of our injury attorneys to explore your legal options. You might learn that a workers’ compensation claim is best but that you will need to litigate the claim because you are being offered less than you deserve. Or you might learn that a personal injury claim is best, but you need to gather evidence to prove fault in the accident and to prove the extent of the impact of your injuries on your health and quality of life. Your attorney will walk you through all the options and help you understand the potential outcome for each, helping you to come to the right decision for the best settlement. Your attorney will then work with the right team of investigators, analysts, witnesses, and experts to create the strongest case, whether it can be settled through negotiation or must be litigated in court.
Call Kidwell, South, Beasley, and Haley today at (615) 893-1331 to talk with a Murfreesboro injury attorney and find out how to get the compensation you deserve to protect your future and provide some measure of justice for your injuries. You can also fill out our secure online form to schedule a consultation.