Things to Know before Filing for SSDI in TN
5 Things You Need to Know Before Filing for SSDI in Tennessee
Working with savvy Murfreesboro Social Security disability attorneys helps you obtain the benefits you need
Social Security Disability Insurance (SSDI) is designed to provide financial support for those who have become disabled and are not able to work. If you have an accident, you might feel fortunate knowing that you have SSDI to help you out. But you might be shocked to find that your application is not approved. There are many things that you don’t know about SSDI that can hurt you. Here are five things you need to know before you file:
1. Only about a quarter of cases are approved.
That’s right. A measly 25 percent of applications for SSDI benefits are approved on the first try. That means that the overwhelming majority of applicants have to file an appeal and go before a hearing before they can get the money they need. Many are rejected on appeal, as well, and have to continue challenging the process. That’s why it’s so important that you enlist the help of a Murfreesboro Social Security lawyer from Kidwell, South, Beasley, and Haley. Our attorneys can help you prepare your application to increase your chances of initial approval, or they can represent you on appeal to help you get the benefits you need.
2. You must have a severe disability.
You probably already understand that having a broken arm isn’t going to be enough to qualify you for SSDI benefits. But you may think that some other disability will qualify you even though it won’t. The Social Security Administration follows strict guidelines for determining who gets benefits and who doesn’t. To receive benefits, you must have a disability that has lasted for at least a full year, that interferes with your ability to work or perform other daily activities, and that prevents you from doing other work that would earn you what the SSA considers to be a living wage. Clearly, there is room for subjectivity in these guidelines, so working with an attorney can help you make a stronger case to win the benefits you need.
3. The approval rate on reconsideration appeal is very low.
If your initial SSDI application is denied, which it is likely to be, you can file a reconsideration appeal. The person who will review the appeal has to follow the same guidelines as the first person who looked at your application, so the chances of getting a different decision are very low. In fact, only about 16 percent of reconsideration appeals are approved in Tennessee. By working with one of our Murfreesboro Social Security lawyers, you can improve your odds of success by improving the quality of your application.
4. You have a better shot of approval during a disability hearing.
If you keep getting rejected – a likely scenario – your goal is to get a disability hearing before a judge, who has more discretion to interpret the guidelines and award you benefits or not. Working with an experienced Social Security lawyer can help you succeed at this level since your attorney can present evidence about your disability and how it will continue to impact your life.
5. Not everyone can get a disability hearing.
You don’t just get a disability hearing because you ask for one. It’s not just the next automatic step after you get a “no.” You have to prepare an application that presents a sound argument and is backed up by compelling evidence to convince a judge to hear your case. The best way to do that is to work with one of our experienced Social Security lawyers who know what these judges are looking for when reviewing challenges.
Social Security Disability benefits can help you maintain your quality of life and take care of yourself when you have no other means to do so. Yet getting approved for these benefits is not easy. The dedicated Murfreesboro Social Security lawyers at Kidwell, South, Beasley, and Haley can help prepare the right application or present a strong defense on appeal to help you get benefits. Call our office at (615) 893-1331 or use our secure, online form to schedule a consultation today.